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FINANCIAL LITERACY

Medal #5

Learn to track spending, set savings goals, and build healthy money habits that last a lifetime.

28 daysAge 7–10Beginner
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Medal Requirements

Complete all requirements and check them off as you go. Your parent will verify your work.

1

Track Your Spending for 2 Weeks

Record every purchase you make over 2 weeks using a notebook, spreadsheet, or budgeting app.

  • Include all spending: snacks, transport, entertainment
  • Note the date, amount, and what you bought
  • Be honest — every dollar counts!
2

Create a Simple Budget

Using your spending data, create a monthly budget that includes savings as a priority.

  • Divide money into: Save, Spend, Share (50/40/10)
  • Set a specific savings goal (e.g., HKD 200/month)
  • Review and adjust each week
3

Complete the 7-Day No-Impulse Challenge

For 7 days, pause 24 hours before any non-essential purchase and journal your decisions.

  • Ask: Do I need this or just want it?
  • Write down what you decided and why
  • Share your reflections with a parent
4

Present Your Money Plan

Create a simple presentation or poster showing your budget, savings goal, and what you learned.

  • Include charts or drawings to make it visual
  • Explain your savings goal and timeline
  • Present it to your family!
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