Choose your next achievement. Every medal builds a skill that lasts a lifetime.
Learn to track spending, set savings goals, and build healthy money habits.
Explore where money comes from, how banks work, and why saving matters.
Introduction to stocks, bonds, and the concept of making money work for you.
Identify problems, brainstorm solutions, and pitch your first business concept.
Develop communication, teamwork, and decision-making abilities through real challenges.
Master planning, prioritization, and focus techniques to achieve more every day.
Understand and manage emotions, build empathy, and navigate social situations.
Stay safe online: passwords, privacy, cyberbullying awareness, and responsible use.
Learn fundamental programming concepts through fun projects and creative challenges.
Understand how AI works, its benefits and risks, and how to use it responsibly.
Create SMART goals, build action plans, and track progress toward your dreams.
Learn the difference between needs and wants, and make wise purchasing decisions.
Turn a real idea into a real business. Students identify a problem, create a product or service, plan their finances, gather customer feedback, and complete a full sales cycle — all documented in their own voice.
Design and lead a real community project from proposal to impact report. Students identify a local need, build stakeholder partnerships, organise an event or initiative, and reflect on their growth as a community leader.
Face a structured personal challenge, document setbacks with honesty, apply evidence-based coping strategies, and produce a growth reflection that demonstrates genuine inner development.
Research a real-world problem, design a persuasive campaign using written, visual, or digital media, present it to a real audience, and measure the impact of your message on attitudes or behaviour.
Our Medal of Thrift is the most popular starting point for Hong Kong families.
Start with Medal of Thrift